Need A Business Loan?

 

Merchant Cash Advance

Whether you want to expand your premises, invest in new equipment or complete a renovation, we offer bespoke finance to help your business grow. LoanGuru Business Finance has worked with a number of different industries to help owners towards their long-term business goals, including takeaways, restaurants, petrol stations, cafes, online retail, fitness businesses, and gyms garages to name just a few.

Fill out the form to the right to start your Business Loan application today.

BUSINESS LOAN APPLICATION

Whether you want to expand your premises, invest in new equipment or complete a renovation, we offer bespoke finance to help your business grow. LoanGuru has worked with a number of different industries to help owners towards their long-term business goals, including takeaways, restaurants, cafes, online retail, fitness businesses and gyms, garages to name just a few.

Expanding or upgrading your business? Get the right financing options for your business by contacting us today to discuss our Business Loans.

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How to Apply

  1. Apply Online Now. Business loans from €1,000 up to €500,000 are now available online. Apply Online Now.
  2. Call our team. Existing and new customers can call us on 0871400026 Mon-Fri, 9am-6pm.
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How it works

Product Explanation: Two types of financing products are provided.

1) Cash Advance: This is a transaction whereby the merchant sells, and the purchaser purchases a specified portion of the merchant’s current and future card receivables through a sale and purchase agreement in consideration of a purchase price paid to the merchant. The sold card receivables are collected through an agreed fixed percentage of the merchant’s card takings. This is a sale of receivables only, not a loan.

2) Loan Advance: This is an unsecured amortising loan with a fixed maturity date. The loan is repaid (amortised) through the greater of (1) an amount equating to an agreed fixed percentage of the merchant’s card takings, and (2) a weekly minimum amount. This loan product is only available to incorporated entities (private limited companies, public limited companies, limited partnerships and partnerships where 2/3 of all partners are incorporated entities also known as body corporates). Any credit to be provided to a merchant as borrower is to be applied for business purposes relating to the merchant only and not for the benefit of any other person; The merchant borrower is being made aware that the loan agreement entered into by the merchant borrower will not be subject to the regulation and legal protections applicable to loans that are consumer credit or regulated mortgage contracts.

How Business Funding works

Apply online in minutes

Just provide a few details about your business and the amount of funding you’d like.

Receive your funds in days

If your application is successful, you'll usually receive your funds within two business days.

Repay as you get paid

Payments will be made automatically as a fixed percentage of your card takings.

Benefits of LoanGuru Business Finance

Perfect for businesses with little personal or business assets, but a good volume of card transactions

Quick funds

Merchants can apply in minutes and receive funds the next day. 

Flexible repayments

Merchants repay with a small fixed percentage of daily sales (typically 5% - 20%)

Simple affordable fee

Merchants repay with a small fixed percentage of daily sales (typically 5% - 20%)

Instant top-ups

Once merchants are on board, they can receive rapid funding top ups.