Apply for Vehicle/Machinery Finance

Find out how much you can borrow to get the boost your business needs


Asset Finance to get new assets and machinery your business needs to grow. Hire Purchase and Leasing.

Paying for new assets and equipment in one go can be expensive for most  businesses out there, as well as also being a big risk, leaving many businesses with long-term cash problems, as a result.

What’s more, acquiring the assets you need can be a real Catch 22 situation, not having the cash to buy the equipment, but needing the equipment to make more cash! Looking to buy a new or used commercial vehicle, we can help with finance for it. 

If that sounds like you, our Asset Finance options are a perfect fit for you and your business.

Fill out the form to start your Asset Finance application today.

Find out how much you can borrow

Why Choose Asset Finance?

Keep cashflow strong

No need to sacrifice your business’ cashflow for the assets you need with Asset Finance.

Spread the Cost

Asset Finance’s flexible monthly repayments ensure guarantee you manageable growth.

Fixed Rates

All of our Asset Finance deals come with fixed rates, meaning no nasty fee increases along the way.

How It Works


Application takes less than 5 minutes.


Our team gets you an instant and fair credit decision, occasionally we might ask for some more info.


Once approved we will send you a personalised E-Doc, no need to print it or post it back it can verified and signed from your PC, tablet or phone.


You’re ready to grow! Money will be sent to your account within 24 hours.

Got a question about Asset Finance? Speak to one of our highly skilled account managers.

We’re automated but it’s always nice to know there’s a real person behind the scenes to support you, so if you have any questions or looking to enquire please don’t hesitate to contact us.
Call 0871400026 or Email Us
Office Hours are Monday to Fri 9:00am – 5:30pm

Asset Finance FAQ

The term Hire Purchase means you’re given a choice to buy the asset you’ve got for a small fee when the agreement has ended. With this kind of deal, you typically pay more upfront, but the remaining price for the item is then split up and repaid. Your interest will also be fixed throughout the agreement terms. At the end of this agreement, you are then given the option to buy the asset for a small fee.

Lease Financing is something else to consider. With this deal, the funder buys the asset on your behalf and you can use the item throughout the lease agreement. Then, you just pay a series of installments so that you can use the asset.

Lease Financing works a little differently in that you pay a low amount upfront than you normally would if you chose to use Hire Purchase. The remaining cost of your asset is then split up into monthly payments and repaid at a fixed interest rate each month. This goes until the end of your lease. However, you also have the option to keep the item at the end of your initial lease period. Of course, doing so is subject to the annual rental fees.

Now is the perfect time to look at why companies might choose Lease Financing or Hire Purchase.

It is important to choose the one that is best for you and your business. This typically results in how much of a down payment you want to incur.

Usually, businesses decide to go with Hire Purchase if they want to pay a higher fee upfront. Many times, Hire Purchase allows you to claim back your VAT in the regular way.*

Lease Financing, on the other hand, gives you a lower cost upfront. The VAT is charged for each rental, and the VAT can be reclaimed as you make the payments.*

* You will note a variety of different treatments for the products from an accounting, VAT, and tax perspective. Therefore, you should consult with your advisers to determine the best method for you and how it might affect your business.

As such, we’re always available to help. If you’re not sure of the best course of action, you can call on us on 087 1400026. We’ll chat about the options to help you find the best one for your needs.

Refinancing helps you release the cash that is currently tied up in your existing assets. You can get access to the capital that can be found from current equipment and use it for many purposes. This service can help you boost cash flow, and it’s provided on both Hire Purchase and Lease Financing agreements, even if you still owe payments.

In most cases, refinancing is worked out by a percentage of the equity within the assets. Therefore, you can get a higher amount back if you own your asset without owing any money on it. If you have an item that you’d like to have refinanced, please get in touch with us and let our friendly representatives help you.

With Asset Finance, you won’t have to worry about any upfront costs. As such, the repayments and plans are straightforward.

Repayments are made monthly, and you have a fixed, pre-agreed upon interest rate. Best of all, you can choose the time frame that is ideal for you – anywhere between one to five years. Sometimes, we can even offer extended periods of time.

We also tailor the repayments to your needs. For example, if your business is seasonally operated, we can help you get a repayment plan that reduces the amount you pay during the lull.

The amount you can borrow will vary depending on the type of company. For example, a Limited Company can get assets from us between €10,000 and €500,000. 

In most cases, you can get the money when it is most convenient for you. When you call on us, we start the process immediately and can give you our decision within one business day. Usually, we pay the supplier directly; once the contract is in place and signed with us, we pay the provider the day after.

That being said, we do know that time is of the essence. If the situation calls for it and we are able, it can be possible to approach us in the morning and get your asset by that afternoon. Sometimes, it really is that quick!

Examples Of Equipment We Finance

  • IT equipment

  • Company Vehicles

  • Software

  • Engineering equipment

  • Office furniture

  • Scientific, dental, and medical equipment

  • Catering equipment

  • Industrial machinery

  • Hairdressing and beauty equipment

  • Sports and leisure equipment

  • Processing and packaging machines

  • Manufacturing equipment

  • CCTV and security systems

  • Scaffolding and construction equipment

  • Waste and recycling equipment

  • Livestock